Even Your Social Security Benefits Are Not Safe From Scammers

Last month the Social Security Administration issued a press release informing of a fraudulent e-mail “phishing” scam targeted at anyone who may be receiving Social Security benefits.

A “phishing” scam is an attempt for scammers to acquire sensitive information, like usernames, passwords, credit card information or Social Security numbers by using a trustworthy entity such as the Social Security Administration.

In this particular scam Social Security is informing that people are receiving e-mails with the subject line “Verify Your Personal information with Social Security Administration.”

Basically the e-mail, which replicates a copy of SSA’s seal, asks the recipient to verify their Social Security number to make sure it matches what Social Security has on file. The reason the scammers give for seeking this information is that Social Security is conducting a server upgrade and by verifying your Social Security number you may be able to receive higher benefits.

If someone knows how Social Security operates, this type of e-mail should sound the alarm. First off, Social Security knows what everyone’s Social Security number would be and would never ask someone to verify their Social Security number through an e-mail. Social Security does not send sensitive information like Social Security numbers through e-mail. On occasion, especially when you call Social Security for information, they will ask you to verify your Social Security number to make sure you are who you say you are, but it is important to always be cautious about providing this type of information.

“You should never provide your Social Security number, bank account numbers, or other personal information over the Internet or by telephone unless you are extremely confident of the source to which you are providing the information,” said the Inspector General of Social Security Patrick O’Carroll.

If you have questions about any communication related to Social Security you should contact your local Social Security office or call the national customer service line at 800-772-1213.

For more information read the inspector general’s complete press release.