Unfortunately most people do not realize their personal information has been compromised until something bad has happened. This can include having credit cards attached to it that the person never knew about or learning someone has filed for unemployment benefits or used your Social Security number on a fraudulent tax return. Regardless of when you learn that your Social Security number has been compromised it is important to act quickly.
The COVID-19 pandemic has resulted in high unemployment numbers and now Social Security is cautioning that people are stealing Social Security numbers and filing fraudulent unemployment claims. If this happens don’t wait to act. Below is information from Social Security about steps you should take to correct the issue.
The Financial Crimes Enforcement Network (FINCEN) has identified multiple fraud schemes in which filers submit applications for unemployment insurance (UI) benefits using other people’s information. Receiving unemployment benefits could affect the amount of monthly benefits you receive. If you believe you are a victim of this fraud scheme:
- Contact your appropriate State fraud UI hotline to report the fraud. The Department of Labor has phone numbers for each state fraud hotline.
- When you report the fraud, request that they provide you with written documentation that you have reported the alleged fraud. At a minimum, request a case number for your fraud report, and write down the case number, the name of the person you spoke to, and the time and date of your call.
- Retain this information, along with any written confirmations, to ensure you can provide evidence that you reported the fraud if you need it later.
- If you receive Supplemental Security Income benefits, and you suspect UI fraud, contact your local Social Security Office immediately.
