Blog

Requirements For Becoming Insured

Many people think of Social Security as a safety net for retired and disabled Americans, which it is. Many people also think that Social Security is there for anyone who has worked and paid into Social Security, which it also is to a degree, but there are also rules related to being insured. Being insured… Read more »

Social Security And State And Local Employees

Because most types of government employees have their own pension plans it can impact a worker’s Social Security earnings and their benefits for disability or retirement purposes. Here is a closer look. How Are State And Local Government Employees Covered By Social Security And Medicare? State and local government employees are covered for Social Security… Read more »

When Social Security Has The Wrong Earnings Record For You

Most Social Security benefits, including retirement and disability insurance benefits, are based on a worker’s earnings. The amount of benefits depends on longevity and level of earnings a worker has amassed while in employment. Sometimes after a worker learns how much of a benefit they would be eligible for and look into the earnings record… Read more »

A Summary Of Social Security’s New Ruling On Sickle Cell Disease

Sickle Cell Disease is the most common inherited blood disease in the United States, affecting an estimated 100,000 Americans.1 SCD is not always easy to evaluate due to its varying nature and complications. In this SSR, we provide basic information about SCD and its variants and clarify that sickle cell trait is not a variant… Read more »

How Social Security Will Go After Overpayments

It has to be one of the worst letters in the world to receive. You go to the mailbox and open correspondence from Social Security. You expect to find a check, but rather you find a letter indicating the agency has paid you too much in benefits and the federal government now wants its money… Read more »

Regulations Regarding Representative Payees

What Is A Representative Payee? A representative payee is a person or organization SSA selects to receive and manage benefits on behalf of an incapable or legally incompetent beneficiary. When Does SSA Select A Representative Payee? When we determine a beneficiary is unable to manage or direct the management of his or her funds, we… Read more »

A Look Inside Social Security Listing 12.04

There are really two types of disability claims, physical and mental-health related. Many times those suffering from one experience the other, but sometimes a disability claimant can suffer just mental health disabilities and no physical disabilities. One of the most common types of mental illness is depression, and along with depression comes anxiety and other… Read more »

Workers Compensation And Social Security

When a worker is injured on the job they may be entitled to worker’s compensation benefits. If the worker is injured and unable to work for at least a year they may also be entitled to Social Security disability benefits. A worker who receives both these benefits needs to be aware that their Social Security… Read more »

Know Your Primary Insurance Amount

One frequent question we receive from clients is “How much am I going to get?” This question is asked after a claimant has been approved for disability benefits. Social Security uses a formula based on average earnings throughout a worker’s career, so everyone’s Primary Insurance Amount (PIA) is going to be different. It is important… Read more »

Homeless Women Have Difficult Time Getting Disability Benefits

An eye-opening story published by NC State News reported that a recent study of homeless adults found that homeless women are much more at a disadvantage when it comes to accessing Social Security disability benefits than men. It is often underreported that many homeless individuals suffer from severe mental health disabilities, which has greatly contributed… Read more »